Stunt Driving or Racing charge in Ontario, can have serious penalties at the roadside. It also has major penalties upon conviction in Ontario court. But it also has long-term insurance consequences that can last many, many years. Let's explore.
How does a Stunt Driving conviction affect my insurance policy?
For at least a year, and possibly up to 3 years, you don't even have to worry about insurance, because you will get a minimum 1-year license suspension, which means you cannot even drive. If you can't drive, you can't even have any insurance policy. So insurance is not even relevant at this point.
Insurance rates are based on the risk you pose while driving. This is based on your age, driving record, etc. With a driving suspension, you will not even be eligible to get insurance, because you are not eligible to operate a motor vehicle.
What happens after my 1-year driving suspension is over?
Now you will have to worry about getting insurance. Stunt d...
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