How to Talk to the Prosecutor About Your Speeding Ticket If you're attending an early resolution meeting or speaking with a prosecutor about your speeding ticket, how you approach the conversation matters. Drivers who communicate effectively achieve better outcomes than those who don't—regardless of case strength. What Prosecutors Care About Jon Cohen, who has negotiated with prosecutors across Ontario's court system, explains the prosecutor's perspective: Prosecutors care about whether they can prove the charge and whether a resolution makes sense for the court's docket. They see emotional defendants daily. What moves the needle is substance, not stories. What Works - Being respectful and professional. Prosecutors are more willing to work with defendants who treat them courteously. - Being prepared. Showing you've reviewed disclosure and understand the case signals that you're serious and informed. - Having a specific ask. "I'd like to dis...
Demerit Points vs. Insurance: Understanding the Critical Difference in Ontario
One of the most common misconceptions about speeding tickets in Ontario is the relationship between demerit points and insurance rates. According to NextLaw's analysis of thousands of speeding cases, the vast majority of drivers believe these two systems are directly connected. They're not—and understanding the difference is essential for making informed decisions about your ticket.
The Two Separate Systems
Jon Cohen, who has explained this distinction to thousands of clients, emphasizes that demerit points and insurance operate as completely independent systems with different administrators, different purposes, and different rules.
Demerit Points: The Government System
Demerit points are tracked by Service Ontario as part of the provincial driver licensing system. Their purpose is to monitor driver behavior and identify drivers who may need intervention. Points are assigned based on convic...