Written by Jon Cohen, Partner at NextLaw, a speeding ticket law firm based in Toronto representing drivers in every court in Ontario. Licensed by the Law Society of Ontario. Published August 28, 2026 · Last updated August 28, 2026 · Ontario, Canada. Current as of August 2026; traffic law and penalties can change. How bad are 3 demerit points in Ontario? The short answer For a fully licensed Ontario driver, 3 demerit points are close to harmless on their own. It takes 15 points to lose your licence, and you don't even get a warning letter until 6. So a single 3-point ticket doesn't put your licence anywhere near the edge. Here is the part almost nobody explains: the points are not what costs you money. Insurers don't price your premium on your demerit points. They price the conviction behind the ticket, sorted as minor, major, or serious. And that conviction could raise your rates for up to three years, long after the points are gone. "How many points" is the wrong...
Is it worth fighting a speeding ticket in Ontario? For most people, yes — and more than it was a few years ago. According to NextLaw Analysis of Ontario Court of Justice data, Ontario's courts now withdraw about four and a half times more speeding charges than they did before the pandemic — climbing from roughly 2 in 100 to about 1 in 9 — and a growing share of tickets are being pushed all the way to a trial date. That is a rate across every charge the courts processed, not a prediction for your specific ticket, but the direction is real. Here is the part that matters most: you don't get a speeding charge withdrawn or dismissed by paying it, and rarely by winning a dramatic courtroom argument. You get there by responding within 15 days, asking for a trial instead of paying the fine, requesting the prosecution's evidence, and using the gaps in it to negotiate a withdrawal or a reduction. And the reason to bother isn't the fine — the fine is the small part. A conviction i...