Your distracted driving charge isn't a "minor ticket." Ontario classifies HTA 78.1 distracted driving as a major conviction—same tier as careless driving. Most drivers don't realize this until they see their insurance bill: 100–150% surcharge for 3+ years. That's an extra $12,117 in insurance costs over just three years. But here's the good news: many charges get withdrawn or reduced to minor offences when properly defended. Spending $800–$1,200 on legal representation can save you $9,000+. Why Is Distracted Driving a "Major" Conviction, Not "Minor"?
Ontario's Actuarial Society and insurance industry classify driving offences into three tiers based on risk and harm: Conviction Tier
Insurance Surcharge
Example Offences
Duration Minor Conviction
10–20% surcharge
Failure to ...
Received a Speeding Ticket in Caledon? Here's What You Need to Know
If you've received a speeding ticket in Caledon, you're facing a decision that nearly 200,000 drivers have confronted over the past decade. According to NextLaw's analysis of Ontario court data, Caledon issued 198,011 speeding charges between 2015 and 2025. For a town of just over 75,000 residents, that's an extraordinary number—reflecting Caledon's position as a major thoroughfare for traffic moving through Peel Region.
Understanding the full costs of a speeding ticket—beyond just the fine—is essential before deciding whether to pay or fight.
Caledon Speeding Enforcement: High Volume for a Small Town
Caledon's speeding enforcement tells an interesting story. Jon Cohen, who has represented thousands of speeding cases across Ontario, has analyzed these patterns. The data shows consistent high enforcement throughout the decade, with numbers climbing to new peaks in recent years.
In 2...